Wealth Management

Home - Can I fund the expansion of my business? How do I plan for passing my wealth to the next generation? Whatever the question, you're not alone. UBS can help you find an answer to those important questions that will shape your financial future and that of future generations. Our advisors take the time to understand you and your financial needs and goals and, together, build a plan to help answer your questions. A plan that is backed by a robust local product offering and the global network of resources and know-how of one of the world’s leading financial institutions. Read the full story here. 

Home   - What's the first step you need to accomplish before you can change any behavior ? You have to obviously be aware of the behavior in question. That is why financial awareness is crucial if you want to change the state of your money . Essentially, you need to have a crystal clear awareness of where you stand today so you can get to where you want to be. Here are a few tips that you can implement in order to increase your financial self-awareness: Know Thy Net Worth To calculate your net worth, you need to know the total value of your assets (what you own) and the total value of your debts (what you owe). The difference between these 2 numbers will represent your net worth. Read the full story here.  Home 

The US is years ahead of the EU in recovery and so at a different stage of the monetary policy cycle ©Bloomberg Janet Yellen, Federal Reserve chair T he European Central Bank eased monetary policy last week, albeit not enough to please markets. But the  US Federal Reserve  is widely expected to raise short-term rates next week. This divergence between the most important central banks is likely to prove significant. Does this make sense for each in view of their own mandates? And what complications might such a divergence create for the world? At first glance, the answer to the first question is straightforward: yes. The Fed and the ECB ought to be following different policies because their economies are in such widely different places. Read the full story here.  HOME  

Demographics are a shorthand for all of Japan’s troubles. A declining labor force and an aging population seem like potent trends. But they are just excuses. That’s according to Alexander Kinmont of Milestone Asset Management this week at a Heard on the Street Live event in Tokyo. “The reason the birthrate is low may be that nobody has got any money. It’s worth thinking about. Small houses, long commutes, no money. Is that an environment that’s conducive to a very fertile society? The problem to be resolved is money, not people.” An attendee asked why companies like Honda continue to invest abroad, if demographics aren’t a problem? “The boardrooms of Japanese companies are filled with people whose careers are identified with the expansion of non-Japanese capacity, and they can’t turn around and say we were totally wrong, we misread the situation entirely…They dress it up as this waffle about demographics. It’s just a way of them saying, ‘We weren’t wrong.’” Read the full story...

©Reuters ’Tis the season for eggnog, awkward office parties, shopping mayhem and strategists to push out  forecasts  that Treasury bond yields will rise in the coming year. But will their predictions finally come true in 2016? That these forecasts have consistently been proven wrong year after year has not deterred the sellside brains trust. The 10-year Treasury yield will rise from its current 2.17 per cent to 2.8 per cent by the end of 2016, and just a whisker below 3 per cent in the first few months of 2017, according the average forecast of analysts polled by Bloomberg. More ON THIS TOPIC Markets Insight  Common, flawed investor assumptions European stocks poised for recovery mode Analysis  European equities favoured over US in 2016 Policy divergence looms over debt markets ON WALL STREET Investors hold breath over subprime reboot Rate environment for real estate sours Unicorns beware  markets get it wrong Regulators conf...

ECB pledges to extend easing until March 2017 ‘or beyond’ Claire Jones in Frankfurt and Elaine Moore in London ip   Comments ©AFP Mario Draghi’s latest bid to revive the eurozone economy by extending unprecedented monetary easing prompted a sharp sell-off on Thursday in markets that had bet on even more. More ON THIS STORY FT correction  Report on the ECB FT View  Draghi and challenge of great expectations ECB stimulus underwhelming but not trivial Global Market Overview  Euro jumps as ECB underwhelms markets Modest ECB moves dash investor hopes ON THIS TOPIC QE opponents could dilute ECB stimulus Low eurozone inflation paves way for more QE Low confidence drags on eurozone recovery Dollar bulls usher in pivotal policy week IN BRUSSELS EU plans to make terrorism travel illegal McDonald’s faces Brussels tax inquiry Brussels unveils bank guarantee fund plan Brussels undaunted by security lockdown Sign up ...

Have you ever wondered how the rich got their wealth and then kept it growing? Do you dream of retiring early (or of being able to retire at all)? Do you know that you should invest, but don't know where to start? If you answered "yes" to any of the above questions, you've come to the right place. In this tutorial we will cover the practice of  investing  from the ground up. The world of finance can be extremely intimidating, but we firmly believe that the stock market and greater financial world won't seem so complicated once you learn some of the lingo and major concepts. We should emphasize, however, that investing isn't a get-rich-quick scheme. Taking control of your personal finances will take work, and, yes, there will be a learning curve. But the rewards will far outweigh the required effort. Contrary to popular belief, you don't have to let banks, bosses or investment professionals push your money in directions that you don't understand....