Wealth Management

Investec Wealth & Investment is one of the UK's leading investment management companies, with responsibility for over £26.5 billion* of client assets. We have worked closely with clients and their trusted advisers for many years and gained a unique understanding of the specific needs of our clients. Our services are the result of that expertise, and allows us to deliver a comprehensive range of investment options to our clients - be they individuals, companies, trusts or pension funds. * as at September 2015 Expertise The bringing together of Rensburg Sheppards and Williams de Broë, combined with the strength of the Investec group, has allowed Investec Wealth & Investment to further enhance its wide-ranging expertise and service delivery. The depth and breadth of Investec enables us to offer a broad range of services that in turn help our clients enjoy an extensive pool of investment opportunities from around the world. Resourc

Home - Can I fund the expansion of my business? How do I plan for passing my wealth to the next generation? Whatever the question, you're not alone. UBS can help you find an answer to those important questions that will shape your financial future and that of future generations. Our advisors take the time to understand you and your financial needs and goals and, together, build a plan to help answer your questions. A plan that is backed by a robust local product offering and the global network of resources and know-how of one of the world’s leading financial institutions. Read the full story here. 

Home - With a reputation for managing the financial needs of exceptional people , Coutts unique approach to wealth management centres on objective and pertinent advice, driven by intelligent and trusted relationships . Expert at navigating the complexities of today’s financial world , we ensure your wealth works for you. From planning for retirement or protecting and preserving wealth, Coutts wealth managers offer objective advice and solutions. Working seamlessly with private bankers and teams of specialists ensures suitable recommendations for every aspect of your wealth. High-touch investment expertise is the hallmark of investment management at Coutts. Our risk-based approach to portfolio construction ensures a breadth of precisely developed investment solutions in keeping with your full wealth picture. Read the full story here 

Home - Deutsche Asset & Wealth Management is the brand name of the Asset & Wealth Management division of the Deutsche Bank Group. The legal entities offering products or services under the Deutsche Asset & Wealth Management brand are listed in contracts, sales materials and other product information documents. Deutsche Asset & Wealth Management is one of the world's leading investment organizations. Deutsche Asset & Wealth Management offers individuals and institutions traditional and alternative investments across all major asset classes. It also provides tailored wealth management solutions and private banking services to high-net-worth individuals and family offices. Read the full story here. 

By Russ Alan Prince  Home - For a number of reasons, there is increasing pressure on many smaller and mid-sized accounting firms to sell. Most of these deals have a similar arrangement where the multiple is based on the firm’s revenue – around one times annual earnings . In these acquisitions, the presumptions often include operational synergies with accompanying decreased costs and that the sellers will be able to transition their clients. In a great many cases, these premises are in error resulting in “bad feelings” and the sellers failing to obtain all the monies they expected. For example, there is regularly the belief that the sellers will grow their practices for a period of time even when they were apparently not able to do so before the sale. Moreover, many times the operational synergies do not occur. Read the full story here. 

Home   - What's the first step you need to accomplish before you can change any behavior ? You have to obviously be aware of the behavior in question. That is why financial awareness is crucial if you want to change the state of your money . Essentially, you need to have a crystal clear awareness of where you stand today so you can get to where you want to be. Here are a few tips that you can implement in order to increase your financial self-awareness: Know Thy Net Worth To calculate your net worth, you need to know the total value of your assets (what you own) and the total value of your debts (what you owe). The difference between these 2 numbers will represent your net worth. Read the full story here.  Home 

The US is years ahead of the EU in recovery and so at a different stage of the monetary policy cycle ©Bloomberg Janet Yellen, Federal Reserve chair T he European Central Bank eased monetary policy last week, albeit not enough to please markets. But the  US Federal Reserve  is widely expected to raise short-term rates next week. This divergence between the most important central banks is likely to prove significant. Does this make sense for each in view of their own mandates? And what complications might such a divergence create for the world? At first glance, the answer to the first question is straightforward: yes. The Fed and the ECB ought to be following different policies because their economies are in such widely different places. Read the full story here.  HOME  

Demographics are a shorthand for all of Japan’s troubles. A declining labor force and an aging population seem like potent trends. But they are just excuses. That’s according to Alexander Kinmont of Milestone Asset Management this week at a Heard on the Street Live event in Tokyo. “The reason the birthrate is low may be that nobody has got any money. It’s worth thinking about. Small houses, long commutes, no money. Is that an environment that’s conducive to a very fertile society? The problem to be resolved is money, not people.” An attendee asked why companies like Honda continue to invest abroad, if demographics aren’t a problem? “The boardrooms of Japanese companies are filled with people whose careers are identified with the expansion of non-Japanese capacity, and they can’t turn around and say we were totally wrong, we misread the situation entirely…They dress it up as this waffle about demographics. It’s just a way of them saying, ‘We weren’t wrong.’” Read the full story

No limit’ to ECB action to hit targets, pledges Draghi Claire Jones in Frankfurt and Adam Samson in New York   Comments ©EPA Mario Draghi speaking at the Economic Club of New York Mario Draghi has said there is no limit to how far the European Central Bank will go to hit its targets in a sharp response to market criticism that  his latest stimulus package  did not go far enough. The ECB pledged on Thursday to continue its €60bn-a-month bond buying quantitative easing plan until March 2017 and cut a key interest rate to a fresh record low of minus 0.3 per cent. But  the measures disappointed investors  that have come to rely on Mr Draghi to smash expectations, with a broad market sell-off after the ECB failed to deliver deeper cuts and an increase in the pace of QE. Read the full story here.  HOME

©Reuters ’Tis the season for eggnog, awkward office parties, shopping mayhem and strategists to push out  forecasts  that Treasury bond yields will rise in the coming year. But will their predictions finally come true in 2016? That these forecasts have consistently been proven wrong year after year has not deterred the sellside brains trust. The 10-year Treasury yield will rise from its current 2.17 per cent to 2.8 per cent by the end of 2016, and just a whisker below 3 per cent in the first few months of 2017, according the average forecast of analysts polled by Bloomberg. More ON THIS TOPIC Markets Insight  Common, flawed investor assumptions European stocks poised for recovery mode Analysis  European equities favoured over US in 2016 Policy divergence looms over debt markets ON WALL STREET Investors hold breath over subprime reboot Rate environment for real estate sours Unicorns beware  markets get it wrong Regulators confront the ‘Wall St second

ECB pledges to extend easing until March 2017 ‘or beyond’ Claire Jones in Frankfurt and Elaine Moore in London ip   Comments ©AFP Mario Draghi’s latest bid to revive the eurozone economy by extending unprecedented monetary easing prompted a sharp sell-off on Thursday in markets that had bet on even more. More ON THIS STORY FT correction  Report on the ECB FT View  Draghi and challenge of great expectations ECB stimulus underwhelming but not trivial Global Market Overview  Euro jumps as ECB underwhelms markets Modest ECB moves dash investor hopes ON THIS TOPIC QE opponents could dilute ECB stimulus Low eurozone inflation paves way for more QE Low confidence drags on eurozone recovery Dollar bulls usher in pivotal policy week IN BRUSSELS EU plans to make terrorism travel illegal McDonald’s faces Brussels tax inquiry Brussels unveils bank guarantee fund plan Brussels undaunted by security lockdown Sign up now First FT is